fbpx

    • O que é franquia do seguro auto e qual devo contratar?

    Redação

    O que é franquia de seguro auto? Navegamos na internet em busca de muitas respostas na hora de providenciar um seguro para o nosso carro. De repente nos deparamos com outras dúvidas, termos novos que se falam por aí.

    Antes de contratar um seguro auto é importante que entenda o que é franquia. Do contrário, você pode optar por uma cobertura barata, mas que na hora que precisar do seguro, surgirão despesas inesperadas que podem causar estresse. 

    Não se engane com o valor do seguro, mas considere também, a franquia. Para entender melhor, vamos explicar tudo! Confira!

    O que é franquia: saiba tudo antes de contratar um seguro 

    Mas afinal, o que é franquia? Muitas pessoas têm essa mesma dúvida, mas não se preocupe porque vamos esclarecer. A franquia de um carro é muito simples para compreender. Ela está relacionada ao preço que o segurado precisa arcar, quando for parcial.

    O custo só é válido, quando o segurado é o autor do prejuízo. Por exemplo, bater no carro de outra pessoa no trânsito por distração. Dessa forma, o segurado tem que pagar a franquia, ou seja, o pagamento que corresponde a sua parte. 

    Esse valor é baixo em relação ao total, porém, ele impede que o próprio segurado provoque danos propositalmente para obter os benefícios. De certo modo, essa pequena responsabilidade, ajuda a conscientizar o condutor ao conduzir um veículo. 

    o que é franquia

    Veja como contratar um seguro auto

    Sabemos que um carro representa um investimento de alto valor. Não importa se ele é zero, semi-novo ou leiloado. Sem dúvida, você trabalhou e economizou para comprar o seu. Com isso, temos que cuidar de nosso bem. Para contratar um seguro auto é muito simples. 

    Planejamento

    Basta criar uma lista de necessidades, fazer todos os cálculos de outros gastos mensais para poder investir todo mês no seguro. Com base nisso, conseguimos priorizar o que é mais importante. Pois nem sempre vamos desfrutar de todos os serviços. Portanto, vale montar um pacote personalizado.

    Limite de pedido

    Em segundo lugar, verifique quantas vezes dá para acionar o seguro e solicitar assistências. Pois algumas seguradoras não permitem mais de 5 pedidos no ano. Em contrapartida, algumas seguradoras estabelecem esse limite por mês.

    Contrato

    Nem sempre, podemos garantir que vamos gostar da seguradora. Quem já teve a experiência de fechar o contrato de 1 ano com uma seguradora ou prestadora de serviços no escuro, sabe disso. Às vezes, na empolgação, fechamos no escuro sem saber se vamos de fato, aprovar os serviços dessa seguradora.

    Por isso, parcelar no cartão de crédito pode não ser uma opção viável. Essa é a parte mais importante, pois se a seguradora é incomunicável, temos um grande problema em momentos de emergência. Por isso, esteja atento a esses detalhes. 

    Além disso, não esqueça de chegar se a seguradora está registrada no SUSEP. Essa é uma tarefa fundamental para garantir o seu reembolso, pois a SUSEP é responsável por fiscalizar os produtos de seguro.

    A internet está recheada de informações, mas precisamos saber o que buscamos para chegar nas respostas exatas que atendem a nossa necessidade. Esse artigo explicou tudo o que você precisa saber antes de escolher um seguro e fazer cotações. 

    Ao aprender o que é franquia, chegou o momento de contratar o seu seguro. Quer se aprofundar no assunto e escolher o melhor seguro auto? Comente!

    291 COMMENTS

    6. What are Ageless Knees? Ageless Knees is a knee pain relieving program. Chris Ohocinski, a State-Licensed and Nationally Certified Athletic Trainer, came up with this program.

    7. ProNerve 6 nerve relief formula stands out due to its advanced formula combining natural ingredients that have been specifically put together for the exceptional health advantages it offers.

    8. Heya i am for the first time here. I came across this board and I find It really useful & it helped me out a lot. I hope to give something back and aid others like you aided me.

    9. Greetings from Los angeles! I’m bored to death at work so I decided to check out your site on my iphone during lunch break. I enjoy the knowledge you provide here and can’t wait to take a look when I get home. I’m surprised at how quick your blog loaded on my phone .. I’m not even using WIFI, just 3G .. Anyways, superb blog!

    10. Thank you for your sharing. I am worried that I lack creative ideas. It is your article that makes me full of hope. Thank you. But, I have a question, can you help me?

    11. Hey there! I know this is somewhat off topic but I was wondering which blog platform are you using for this website? I’m getting tired of WordPress because I’ve had problems with hackers and I’m looking at alternatives for another platform. I would be great if you could point me in the direction of a good platform.

    13. After examine just a few of the weblog posts on your website now, and I actually like your way of blogging. I bookmarked it to my bookmark web site checklist and will probably be checking back soon. Pls check out my website online as nicely and let me know what you think.

    15. I truly appreciate this post. I’ve been looking all over for this! Thank goodness I found it on Bing. You have made my day! Thank you again

    18. Great tremendous issues here. I?¦m very happy to look your article. Thanks so much and i’m taking a look ahead to contact you. Will you please drop me a e-mail?

    22. Heya i’m for the first time here. I found this board and I to find It truly useful & it helped me out a lot. I am hoping to present something back and aid others like you aided me.

    23. Fitspresso is a brand-new natural weight loss aid designed to work on the root cause of excess and unexplained weight gain. The supplement uses an advanced blend of vitamins, minerals, and antioxidants to support healthy weight loss by targeting the fat cells’ circadian rhythm.

    45. hi!,I love your writing so so much! share we be in contact extra about your article on AOL? I need an expert on this space to resolve my problem. May be that’s you! Looking ahead to see you.

    50. You are my inspiration, I have few web logs and infrequently run out from post :). “Actions lie louder than words.” by Carolyn Wells.

    52. Fitspresso is a brand-new natural weight loss aid designed to work on the root cause of excess and unexplained weight gain. The supplement uses an advanced blend of vitamins, minerals, and antioxidants to support healthy weight loss by targeting the fat cells’ circadian rhythm

    54. Good day! I could have sworn I’ve been to this web site before but after looking
      at some of the posts I realized it’s new to me. Anyhow,
      I’m certainly delighted I found it and I’ll be bookmarking it and checking back often!

    55. I have to thank you for the efforts you’ve put in writing this website.
      I am hoping to view the same high-grade content by you later on as well.

      In truth, your creative writing abilities has motivated me to get my own blog now ;
      )

    56. Excellent pieces. Keep posting such kind of info on your blog.
      Im really impressed by it.
      Hey there, You have performed a great job.
      I’ll definitely digg it and individually recommend
      to my friends. I am confident they’ll be benefited from
      this web site.

    57. What’s Going down i am new to this, I stumbled upon this I’ve found It positively helpful and it has helped me
      out loads. I hope to contribute & assist other users like its helped
      me. Good job.

    63. I don’t know if it’s just me or if perhaps everybody else encountering problems with your website.
      It seems like some of the text on your posts are running off the screen. Can someone else please
      provide feedback and let me know if this is happening to them
      too? This could be a issue with my browser because I’ve had this happen before.
      Cheers

    65. Everyone loves what you guys are usually up too. This sort of clever work and exposure!

      Keep up the awesome works guys I’ve added you guys to blogroll.

    68. Heya i am for the first time here. I came across this board and I find
      It really useful & it helped me out much. I hope to give something back and
      help others like you aided me.

    75. A person necessarily lend a hand to make seriously
      posts I would state. That is the first time I frequented your website page and up to
      now? I surprised with the analysis you made to create this particular
      put up incredible. Fantastic job!

    76. Thanks for ones marvelous posting! I actually enjoyed reading it, you’re
      a great author. I will remember to bookmark your blog and will come
      back sometime soon. I want to encourage you to continue your great
      work, have a nice day!

    78. I got this site from my buddy who told me about this web page
      and at the moment this time I am browsing this web site and reading very informative content at this time.

    80. sugar defender is a potent and effective way to support healthy blood sugar levels throughout the day. As your body adjusts to the ingredients, you’ll notice reduced hunger, increased energy, and improved blood sugar readings.

    83. With havin so much content do you ever run into any problems of plagorism or copyright infringement?
      My site has a lot of exclusive content I’ve either authored myself or outsourced but it seems a lot of it is popping it up all over the web without my permission.
      Do you know any methods to help protect against
      content from being stolen? I’d definitely appreciate it.

    84. Hello my loved one! I wish to say that this article is awesome, great
      written and come with almost all significant infos.
      I’d like to peer extra posts like this .

    85. Hey there superb website! Does running a blog
      similar to this require a large amount of work? I have no knowledge of coding but I had been hoping to start my
      own blog in the near future. Anyways, should you have any suggestions or techniques
      for new blog owners please share. I know this
      is off subject nevertheless I just had to ask. Many thanks!

    87. Hi would you mind stating which blog platform you’re using?
      I’m looking to start my own blog soon but I’m having
      a hard time choosing between BlogEngine/Wordpress/B2evolution and Drupal.
      The reason I ask is because your design seems different then most blogs and I’m looking for
      something completely unique. P.S My apologies for being off-topic but
      I had to ask!

    88. obviously like your web site but you need to check the
      spelling on several of your posts. A number of them are rife with spelling issues and I
      in finding it very troublesome to tell the truth nevertheless I will certainly come again again.

    91. Hello, i feel that i noticed you visited my weblog so i got here
      to go back the favor?.I’m trying to to find issues to enhance my web
      site!I suppose its good enough to use a few of your concepts!!

    92. Having read this I thought it was extremely enlightening.
      I appreciate you taking the time and energy to put this informative article together.
      I once again find myself personally spending a significant amount of time both reading and posting comments.

      But so what, it was still worth it!

    93. Magnificent items from you, man. I’ve be mindful your stuff previous to and you are just too wonderful.
      I actually like what you’ve received right here, certainly like what you’re saying and the best way by which you say it.

      You are making it enjoyable and you continue to care for to stay it sensible.
      I can not wait to learn much more from you. That is really a terrific web site.

    94. Have you ever considered publishing an e-book or guest authoring on other
      sites? I have a blog based on the same subjects you discuss and would love
      to have you share some stories/information. I know my audience
      would appreciate your work. If you are even remotely
      interested, feel free to send me an e mail.

    95. I am extremely impressed with your writing abilities as smartly as with the structure on your blog.
      Is this a paid topic or did you modify it your self?
      Either way stay up the excellent high quality writing, it
      is uncommon to see a nice blog like this one nowadays..

    96. Hey! Do you know if they make any plugins to assist with SEO?

      I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very
      good success. If you know of any please share. Many thanks!

    97. Good day! I could have sworn I’ve been to your blog before but after browsing through many of the articles I realized it’s new to me.
      Nonetheless, I’m certainly happy I discovered it and I’ll be book-marking it and checking back
      often!

    99. Thanks for your personal marvelous posting! I genuinely enjoyed reading it,
      you are a great author.I will make sure to bookmark
      your blog and may come back at some point. I want to encourage continue your great work, have
      a nice afternoon!

    100. This design is steller! You definitely know how to keep
      a reader amused. Between your wit and your videos, I was almost moved to start
      my own blog (well, almost…HaHa!) Wonderful job.
      I really loved what you had to say, and more than that, how you presented it.
      Too cool!

    102. Hello! Someone in my Myspace group shared this site with us so
      I came to give it a look. I’m definitely loving the information. I’m book-marking and will
      be tweeting this to my followers! Fantastic blog and excellent design and style.

    103. I have been browsing online greater than three hours lately, yet I never discovered any fascinating article like yours.
      It’s pretty value enough for me. In my view, if all web owners and bloggers made
      just right content as you probably did, the
      net will likely be a lot more useful than ever before.

    107. Howdy! I just wish to offer you a big thumbs up for the excellent info you’ve got here on this post.
      I am returning to your blog for more soon.

    116. No matter if some one searches for his required thing, therefore
      he/she needs to be available that in detail, therefore that thing is maintained over here.

    122. Excellent post. I used to be checking constantly this weblog and I am inspired!
      Very helpful info particularly the final part 🙂 I care for such info a lot.
      I used to be looking for this certain info for a very lengthy time.
      Thank you and best of luck.

    132. It’s remarkable to pay a visit this site and reading the views of all colleagues concerning this piece of writing,
      while I am also zealous of getting familiarity.

    134. Its such as you read my mind! You seem to grasp so much about this, such as you
      wrote the book in it or something. I feel that you simply can do with a few % to pressure the message house
      a little bit, but other than that, that is magnificent blog.
      A great read. I will certainly be back.

    136. Hi, i feel that i saw you visited my weblog thus i got here to
      go back the favor?.I am trying to to find things to improve my web site!I assume its
      good enough to use a few of your ideas!!

    137. I absolutely love your blog.. Very nice colors & theme.
      Did you create this website yourself? Please reply back as I’m planning to create my own personal blog and want to learn where you got this from or what the theme is called.
      Thanks!

    138. Hello are using WordPress for your blog platform? I’m new to the
      blog world but I’m trying to get started and set up my own.
      Do you require any html coding knowledge to make your own blog?

      Any help would be really appreciated!

    150. When I initially commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get four emails
      with the same comment. Is there any way
      you can remove people from that service? Appreciate it!

    151. Wonderful blog! I found it while browsing on Yahoo News.
      Do you have any suggestions on how to get listed in Yahoo News?
      I’ve been trying for a while but I never seem to get there!

      Appreciate it

    152. I’ve read a few excellent stuff here. Definitely price bookmarking
      for revisiting. I surprise how so much effort you place
      to create this sort of great informative site.

    155. I’ve been exploring for a little bit for any high quality articles or weblog posts
      on this sort of house . Exploring in Yahoo I finally stumbled upon this web site.
      Studying this info So i’m satisfied to convey that I have a very just right uncanny feeling
      I came upon exactly what I needed. I most surely will make sure
      to don?t omit this web site and provides it a glance on a constant basis.

    161. What’s up it’s me, I am also visiting this web
      page regularly, this web site is in fact pleasant and the visitors
      are truly sharing fastidious thoughts.

    167. Heya i am for the first time here. I came
      across this board and I find It really useful & it helped me out much.
      I hope to give something back and aid others like you aided me.

    168. I think this is one of the most significant info for me.

      And i am glad reading your article. But want to remark on some general things, The website style is wonderful, the articles is really excellent :
      D. Good job, cheers

    169. Hey there! Someone in my Facebook group shared this site
      with us so I came to check it out. I’m definitely
      loving the information. I’m bookmarking and will be tweeting this to my followers!
      Fantastic blog and brilliant style and design.

    170. Thank you for your sharing. I am worried that I lack creative ideas. It is your article that makes me full of hope. Thank you. But, I have a question, can you help me?

    171. Do you have a spam issue on this website; I also am a blogger, and I was curious about
      your situation; we have developed some nice practices
      and we are looking to trade strategies with other folks, please shoot me an e-mail if interested.

    174. Have you ever thought about including a little bit more than just
      your articles? I mean, what you say is fundamental and everything.

      Nevertheless imagine if you added some great pictures
      or video clips to give your posts more, “pop”! Your content is
      excellent but with pics and video clips, this blog could certainly be one of the greatest in its niche.
      Good blog!

    175. What you posted made a great deal of sense. However, what about this?
      what if you were to write a awesome post title?

      I mean, I don’t want to tell you how to run your blog,
      but what if you added a post title that grabbed people’s attention? I
      mean O que é franquia do seguro auto e qual devo contratar?
      – Simular Seguros is a little plain. You could peek at
      Yahoo’s front page and watch how they write article titles to get people to open the links.
      You might add a video or a picture or two to get people
      interested about everything’ve written. In my opinion, it
      might make your posts a little bit more interesting.

    176. What’s up everyone, it’s my first pay a quick visit at
      this site, and paragraph is truly fruitful for me, keep up posting these types of posts.

    182. Admiring the commitment you put into your site and detailed information you provide.
      It’s awesome to come across a blog every once in a while that
      isn’t the same old rehashed information. Fantastic read!
      I’ve saved your site and I’m including your RSS feeds to my
      Google account.

    183. With havin so much content and articles do you ever run into any problems of
      plagorism or copyright violation? My blog has a lot of
      unique content I’ve either authored myself or outsourced but
      it looks like a lot of it is popping it up all over the internet without
      my agreement. Do you know any ways to help protect against content
      from being ripped off? I’d definitely appreciate it.

    184. My spouse and I stumbled over here from a different page and thought I should check
      things out. I like what I see so i am just following you.
      Look forward to looking at your web page again.

    185. Wonderful goods from you, man. I have take
      into account your stuff previous to and you’re just too wonderful.
      I actually like what you’ve acquired right here, really like what you
      are saying and the best way during which you are saying it.
      You’re making it entertaining and you still take care of to stay it sensible.
      I can not wait to learn much more from you. That is actually
      a tremendous website.

    188. Unquestionably consider that that you said. Your favourite justification appeared to be on the web the easiest thing to
      understand of. I say to you, I certainly get irked whilst other folks
      think about worries that they plainly do not understand about.

      You managed to hit the nail upon the top and defined out
      the whole thing without having side-effects , people can take a signal.
      Will probably be back to get more. Thanks

    191. whoah this blog is wonderful i really like reading your posts.

      Keep up the good work! You already know, a lot of
      individuals are looking round for this information, you can help them greatly.

    192. Hello! This is kind of off topic but I need some guidance
      from an established blog. Is it hard to set up your own blog?

      I’m not very techincal but I can figure things
      out pretty quick. I’m thinking about creating my own but I’m
      not sure where to begin. Do you have any points or suggestions?
      Thank you

    193. Hey! I know this is kind of off topic but I was wondering if you knew
      where I could find a captcha plugin for my comment form?
      I’m using the same blog platform as yours and
      I’m having difficulty finding one? Thanks a lot!

    201. I am really enjoying the theme/design of your web
      site. Do you ever run into any internet browser compatibility
      issues? A small number of my blog readers have complained about my
      blog not operating correctly in Explorer but looks great in Chrome.
      Do you have any tips to help fix this issue?

    206. I think this is one of the most vital info for me.

      And i’m glad reading your article. But wanna remark on some general things, The web
      site style is great, the articles is really great
      : D. Good job, cheers

      my blog post – Buy LipoZem

    208. Nice post. I was checking constantly this blog and I am
      impressed! Extremely helpful info specifically the last part 🙂 I care for such information much.
      I was seeking this particular information for a long time.
      Thank you and best of luck.

      Here is my web site – tonic greens and herpes

    223. Oh my goodness! Awesome article dude! Many thanks,
      However I am encountering troubles with your RSS. I don’t know why I am unable
      to join it. Is there anybody else getting the same RSS issues?
      Anyone who knows the answer can you kindly respond?
      Thanx!!

      Review my blog post: herpafend reviews

    226. Having read this I believed it was rather enlightening.
      I appreciate you finding the time and energy to put this article together.
      I once again find myself personally spending way too much time both reading
      and leaving comments. But so what, it was still worth it!

      My homepage – tonic greens reviews

    236. Hello i am kavin, its my first time to commenting anywhere, when i read this post i thought i could also make comment due to this sensible paragraph.

      Look into my homepage … sight care

    250. Greetings from Colorado! I’m bored to death at work so I decided to browse your
      site on my iphone during lunch break. I really like the info you provide here and can’t wait to take a
      look when I get home. I’m shocked at how fast your blog loaded on my
      mobile .. I’m not even using WIFI, just 3G ..
      Anyhow, good blog!

      My website: lottery numbers

    251. I loved as much as you’ll receive carried out right here.
      The sketch is attractive, your authored material stylish.
      nonetheless, you command get got an nervousness over that you wish be delivering
      the following. unwell unquestionably come more formerly again since
      exactly the same nearly a lot often inside case you shield this hike.

      my site LipoZem for Sale

    256. wonderful issues altogether, you just won a new reader.
      What could you suggest about your submit that you simply made a few days ago?
      Any sure?

      Here is my web blog HERPESYL

    257. Howdy I am so grateful I found your blog, I really found you
      by error, while I was looking on Yahoo for something else, Nonetheless I am here now and would just like
      to say cheers for a incredible post and a all round
      thrilling blog (I also love the theme/design), I don’t have time to look
      over it all at the minute but I have saved it and also added in your
      RSS feeds, so when I have time I will be back to read a great deal
      more, Please do keep up the great work.

      My webpage: tonic greens benefits

    260. I just like the valuable information you supply for your articles.
      I will bookmark your blog and test again right here regularly.
      I am somewhat certain I will be told many new stuff right right
      here! Best of luck for the following!

      Here is my blog post: alpha bites review

    261. My partner and I stumbled over here coming from a different web address and thought I may as
      well check things out. I like what I see so i am just following you.

      Look forward to finding out about your web page repeatedly.

      Here is my homepage: tonic greens reviews

    267. I was very happy to discover this site. I need
      to to thank you for ones time for this wonderful read!!
      I definitely savored every bit of it and i also have you saved as a favorite to check out new things on your
      site.

      my web page – does lipozem work

    268. Hello there! Quick question that’s entirely off topic. Do you know
      how to make your site mobile friendly? My site looks weird when viewing from my
      iphone. I’m trying to find a template or plugin that might be able to
      correct this issue. If you have any suggestions, please share.
      Thank you!

      Here is my web site amazon prodentim

    280. I do consider all the concepts you’ve presented for your post.
      They’re really convincing and can certainly work. Still, the posts are too brief for
      starters. May just you please extend them a bit from subsequent time?
      Thanks for the post.

      Here is my blog post who invented purdentix

    284. Hi there! Do you know if they make any plugins to assist with Search Engine Optimization? I’m trying to get my website to rank for some
      targeted keywords but I’m not seeing very good results.
      If you know of any please share. Many thanks! You
      can read similar blog here: Bij nl

    287. It will probably significantly affect an individual鈥檚 cognitive abilities, making it difficult to concentrate, remember vital particulars, and suppose clearly.

    LEAVE A RESPONSE

    O seu endereço de e-mail não será publicado. Campos obrigatórios são marcados com *

    Leia também